All Types of Loan Services
Personal, Business, Home, Vehicle, Education & Government Scheme Loans — Fast approvals, lowest interest rates and minimal documentation across Bihar.
Our Loan Products
11 loan products under one roof — click any to jump to full details
Personal Loan (PL)
Fast, collateral-free loan for any personal need — medical, travel, wedding, home renovation & more
Key Features
- No collateral or security required
- Minimal documentation — just 3 documents
- Flexible EMI starting from ₹2,200/lakh
- Use for any personal purpose
- Prepayment option available
- Top-up loan facility after 12 months
Eligibility
- Age: 21–60 years
- Salaried: Min. ₹15,000/month income
- Self-employed: Min. 2 years ITR
- CIBIL Score: 700+ preferred
- Employment: Min. 1 year in current job
- Both private & govt employees eligible
Required Documents
Ready to apply? Get your Personal Loan approved in 24–48 hours with zero hassle.
Apply NowBusiness Loan (BL)
Fuel your business growth — working capital, machinery, expansion & more
Key Features
- Unsecured & secured both options
- Use for working capital, expansion, machinery
- GST invoice-based loans available
- MSME-registered businesses get priority
- Overdraft facility available
- Doorstep document pickup
Eligibility
- Age: 25–65 years
- Business vintage: Min. 2 years
- Annual turnover: Min. ₹10L
- CIBIL Score: 700+ preferred
- GST registration beneficial
- Proprietorship, Partnership, Pvt Ltd all eligible
Required Documents
Grow your business with a fast Business Loan — apply in 5 minutes.
Apply NowHome Loan (HL)
Build, buy or renovate your dream home with best interest rates and flexible tenure
Key Features
- Upto 90% of property value funded
- Tax benefits under Sec 80C & 24(b)
- Balance transfer option available
- Top-up loan on existing home loan
- Fixed & floating rate options
- Subsidy under PMAY scheme applicable
Eligibility
- Age: 21–70 years
- Salaried: Min. ₹20,000/month
- Self-employed: Min. 3 years ITR
- CIBIL Score: 700+ required
- Property should be legally clear
- Co-applicant increases loan eligibility
Required Documents
Own your dream home — apply for Home Loan today with expert guidance.
Apply NowLoan Against Property (LAP)
Unlock the value of your property to meet large financial needs at low interest rates
Key Features
- Upto 70% of property market value
- Residential & commercial property accepted
- Continue staying/using the property
- Use for business expansion, debt consolidation
- Overdraft facility available
- Part prepayment without charges
Eligibility
- Age: 25–65 years
- Property should be in applicant's name
- Min. income: ₹25,000/month
- CIBIL Score: 650+ required
- Clear property title mandatory
- Salaried & self-employed both eligible
Required Documents
Unlock your property value — get LAP at lowest rates with expert guidance.
Apply NowUsed Car Loan
Finance your pre-owned car purchase with easy EMIs and quick disbursement
Key Features
- Upto 90% of car valuation funded
- Cars up to 10 years old eligible
- Flexible repayment options
- All leading car brands financed
- Minimal processing fee
- Quick RC transfer assistance provided
Eligibility
- Age: 21–65 years
- Min. income: ₹15,000/month
- CIBIL Score: 650+ preferred
- Min. 1 year employment/business
- Valid driving licence required
- Car should have clear RC & insurance
Required Documents
Drive your dream car today — apply for Used Car Loan with quick approval.
Apply NowNew Car Loan
Drive home your brand new car with lowest EMI and fastest disbursement
Key Features
- Upto 100% on-road price funding
- All car brands & models covered
- Zero down payment options available
- Dealer tie-ups for faster processing
- Insurance bundling option
- Foreclosure without penalty (select banks)
Eligibility
- Age: 21–65 years
- Min. income: ₹20,000/month
- CIBIL Score: 700+ preferred
- Salaried: 1 year employment
- Self-employed: 2 years ITR
- Valid driving licence required
Required Documents
Your new car awaits — get the best New Car Loan deal through us today.
Apply NowInstant Loan
Emergency cash in your account within hours — no branch visit, no waiting
Key Features
- 100% paperless digital process
- Same-day disbursement to bank account
- No collateral required at all
- Apply anytime — 24x7 availability
- Emergency medical, travel, bills covered
- No prepayment penalty
Eligibility
- Age: 21–55 years
- Min. monthly income: ₹12,000
- Active bank account required
- CIBIL Score: 650+ preferred
- Smartphone with Aadhaar OTP
- Salaried & self-employed eligible
Required Documents
Need urgent funds? Get Instant Loan in your account within hours.
Apply NowEducation Loan
Invest in your future — fund higher education in India or abroad with ease
Key Features
- Covers tuition, hostel, books & laptop
- Repayment starts after course completion
- Tax benefit under Section 80E
- India & abroad both covered
- Upto ₹7.5L without collateral
- Scholarship-linked interest subsidy available
Eligibility
- Student age: 16–35 years
- Admission to recognised institute
- Co-applicant (parent/guardian) required
- Collateral for loans above ₹7.5L
- Good academic record preferred
- UG, PG, Diploma, Professional courses all eligible
Required Documents
Education ko rokne mat do — apply for Education Loan today.
Apply NowGold Loan
Unlock the value of your gold instantly — lowest rate, highest value per gram
Key Features
- Upto 75% of gold market value
- 18–24 carat gold ornaments accepted
- No income proof required
- Instant disbursement in 30 minutes
- Gold stored in bank vault — fully insured
- Bullet repayment option available
Eligibility
- Age: 18–70 years
- Gold purity: Min. 18 carat
- Gold should be in applicant's name
- No minimum income requirement
- No CIBIL score check required
- Any Indian citizen eligible
Required Documents
Turn your gold into cash instantly — visit our Pandarak office or apply online.
Apply NowOD / CC Loan
Overdraft & Cash Credit facilities for businesses — withdraw only what you need, pay interest only on usage
Key Features
- Interest only on amount used
- Revolving credit — repay and reuse
- Ideal for working capital needs
- Secured against property/FD/stock
- Annual renewal with enhanced limits
- Cheque book & net banking access
Eligibility
- Established businesses (2+ years)
- Annual turnover: Min. ₹20L
- CIBIL Score: 700+ required
- GST filing compliance required
- Collateral security required for higher limits
- Proprietorship, Partnership, Pvt Ltd eligible
Required Documents
Keep your business running — apply for OD/CC facility with expert assistance.
Apply NowGovernment Scheme Loans
Subsidised loans under PM Mudra, PMEGP, Stand Up India & more — we handle the entire process for you
PM Mudra Yojana
- Shishu: Upto ₹50,000
- Kishore: ₹50K – ₹5L
- Tarun: ₹5L – ₹10L
- No collateral for Shishu & Kishore
- For small businesses & artisans
PMEGP Loan
- Upto ₹25L for manufacturing
- Upto ₹10L for service sector
- 15%–35% subsidy on loan
- For new business setup
- 8th pass minimum education
Stand Up India
- ₹10L – ₹1Cr loan per borrower
- For SC/ST & Women entrepreneurs
- Greenfield projects only
- Both manufacturing & services
- 7-year repayment period
PM Kisan Credit Card
- Upto ₹3L for farmers
- 4% interest rate (subsidised)
- For crop & agricultural inputs
- Allied activities also covered
- Renewal every 5 years
General Documents Required
Get Govt scheme benefits — we handle all paperwork end-to-end for you.
Apply NowEMI Calculator
Calculate your approximate EMI before applying — plan your loan smartly
Why Choose Us for Your Loan?
We compare 20+ banks and NBFCs to get you the best loan deal — fastest in Patna
24–48 Hr Approval
Fastest loan approvals in Patna — minimal documentation and zero unnecessary delays
20+ Bank Partners
We compare across SBI, HDFC, ICICI, Bajaj, Axis and more to get you best rates
100% Safe & Secure
Your documents and data are handled with complete confidentiality and security
Free Guidance
Our experts advise you on which loan product is best for your specific need
Lowest Rates
We negotiate with multiple banks to ensure you get the most competitive interest rate
CIBIL Support
We help improve your CIBIL score before applying for better loan eligibility
End-to-End Help
From application to disbursement — we handle all paperwork and follow-ups
24/7 Support
Always available on call to answer your loan queries and guide you at every step
Ready to Apply for Your Loan?
Free consultation — we compare 20+ banks to get you the best loan deal in Patna