Property & Real Estate Services - Pal Finserv
Trusted Property Experts — Patna, Bihar

Property & Real Estate
Services

Buy, Sell, Rent, Register — Residential & Commercial property services with complete legal assistance, Home Loan, Vastu Advisory and more across Patna & Bihar.

Residential Property Commercial Property Property Registration Home Loan Title Verification Mutation / Dakhil Kharij Loan Against Property Stamp Duty & Registry Plot & Land Construction Loan Residential Property Commercial Property Property Registration Home Loan Title Verification Mutation LAP Loan Plot & Land
Property Buying & Selling

Property Types We Deal In

Residential, Commercial, Industrial & Agricultural — all property types covered across Patna & Bihar

Residential Flat

1BHK, 2BHK, 3BHK & 4BHK flats in gated societies & apartments

Buy / Sell / Rent

Independent House

Individual homes, bungalows & villas with complete legal documentation

Buy / Sell / Rent

Plot / Land

Residential plots, agricultural land & commercial plots with title check

Buy / Sell

Commercial Property

Office space, shops, showrooms, warehouses & commercial buildings

Buy / Sell / Rent

Shop / Showroom

Retail shops, showrooms & commercial spaces in prime locations

Buy / Sell / Rent

Warehouse / Godown

Industrial sheds, storage godowns & logistics warehouses

Buy / Sell / Rent

Under Construction

New construction projects, builder floors & upcoming housing societies

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Agricultural Land

Farm land, orchards & agricultural plots with legal document support

Buy / Sell

Property Buying & Selling Services

End-to-end assistance — property search, site visit, negotiation, legal check & deal closure

500+ PropertiesListed in Patna
3000+ ClientsServed Successfully
100% LegalTitle Verified Properties
15 DaysAvg. Deal Closure

Buyer Services

  • Requirement understanding & property shortlisting
  • Free site visits & property inspection
  • Market rate analysis & negotiation support
  • Legal title & encumbrance verification
  • Home loan arrangement & bank tie-up
  • Sale agreement & registry coordination
  • Post-purchase mutation & tax transfer
  • Interior / renovation vendor connect

Seller Services

  • Free property valuation & market pricing
  • Professional listing on portals & social media
  • Genuine buyer database access
  • Property photography & videography
  • Negotiation & deal finalization support
  • Document preparation & legal clearance
  • Registry & handover coordination
  • Capital gains tax advisory (54/54EC)

Property Buying Process

1
Requirement Brief

Share your budget, location & property type preference

2
Property Search

We shortlist verified properties matching your needs

3
Site Visit & Negotiation

Free visits + expert negotiation for best price

4
Agreement & Registry

Sale deed, stamp duty, registration & handover

Property khareedna ya bechna hai? Expert guidance with full legal support — free consultation.

Enquire Now
Property Registration Services

Property Registration & Stamp Duty

Complete property registration assistance — stamp duty calculation, Sub-Registrar Office coordination & mutation

5–7%Stamp Duty (Bihar)
2% ExtraWomen Buyer Discount
1–3 DaysRegistry Time
Sub-RegistrarOffice Coordination

Registration Services

  • Sale deed drafting & execution
  • Gift deed registration
  • Will registration & probate assistance
  • Partition deed preparation
  • Power of Attorney (POA) registration
  • Lease deed & Leave & License agreement
  • Relinquishment deed registration
  • Stamp duty calculation & e-payment

Mutation Services

  • Dakhil Kharij (Mutation) after purchase
  • Name change in land records
  • Khatiyan & Jamabandi update
  • Bhumi sudhar / revenue record correction
  • Property tax name transfer
  • MC (Municipal Corporation) record update
  • Court decree mutation assistance
  • Ancestral property mutation

Registration Process

1
Document Check

All property documents verified for completeness

2
Stamp Duty Payment

Online e-stamp challan generated & paid

3
SRO Appointment

Sub-Registrar office appointment & visit

4
Registered Deed

Registered sale deed + mutation filing done

Documents Required for Registry

Aadhaar Card (Buyer & Seller) PAN Card (Both Parties) Original Title Deed Sale Agreement Property Tax Receipt Passport Size Photo (Both) Encumbrance Certificate Jamabandi / Khata Copy No Objection Certificate (if any)

Property registry karwani hai? Stamp duty calculation se SRO office tak — sab hum handle karte hain.

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Home Loan & LAP

Home Loan & Loan Against Property

Best interest rates, fast approvals, maximum eligibility — all major banks & NBFC tie-ups

8.5%–12%Home Loan Rate
₹5L–₹5CrLoan Amount
Upto 30 YrsRepayment Tenure
5–7 DaysApproval Time

Home Loan Services

  • Home loan from 20+ banks & NBFCs
  • Upto 90% of property value funded
  • Balance transfer at lower interest rate
  • Top-up loan on existing home loan
  • PMAY subsidy under CLSS scheme
  • Tax benefit 80C + 24(b) advisory
  • Pre-approved loan for faster registry
  • Joint loan for higher eligibility

Loan Against Property (LAP)

  • Upto 70% of property market value
  • ₹10L–₹5Cr loan amount
  • Residential & commercial property accepted
  • Lower interest rate vs personal loan
  • Continue using property — no surrender
  • Use for business, education, medical
  • Overdraft (OD) facility on LAP
  • Part prepayment option available

Banks & NBFCs We Work With

SBI Home Loan HDFC Bank ICICI Bank Axis Bank Bank of Baroda PNB Housing Finance LIC Housing Finance Bajaj Housing Finance HDFC Ltd Tata Capital Aadhar Housing Finance Kotak Mahindra Bank

Home loan chahiye? Best rate + maximum eligibility — free loan consultation milegi.

Apply Now

Legal & Compliance Services

Title search, RERA check, encumbrance certificate, property dispute & complete legal documentation

Title & Legal Verification

  • Title search & ownership history (30 years)
  • Encumbrance Certificate (EC) from SRO
  • Legal opinion on property documents
  • RERA registration check for builders
  • Litigation & dispute history search
  • Land use / zoning verification
  • Conversion order (agriculture to residential)
  • NOC from society / builder verification

Legal Drafting

  • Agreement to Sale (ATS) drafting
  • Sale Deed / Conveyance Deed
  • Gift Deed preparation
  • Will & Succession documentation
  • Partition Deed among co-owners
  • General & Special Power of Attorney
  • Builder Buyer Agreement review
  • Indemnity & Affidavit preparation

RERA & Compliance

  • RERA registration check for projects
  • Builder complaint filing on RERA portal
  • Delay possession complaint support
  • Refund & compensation claim advisory
  • Occupancy Certificate (OC) verification
  • Completion Certificate (CC) check
  • Building plan approval verification

Property Tax Services

  • Property tax calculation & payment
  • Property tax assessment correction
  • Property tax transfer after purchase
  • Name update in municipal records
  • House tax receipt & NOC
  • Water / sewer connection transfer
  • Property tax exemption advisory

Property ki legal checking karwani hai? Expert legal team — title clear hone ke baad hi deal proceed hogi.

Get Legal Help
Construction & Renovation

Construction & Renovation Loan

Build your dream home on your own plot or renovate existing property — flexible loan options available

₹5L–₹3CrConstruction Loan
8.5%–13%Interest Rate p.a.
Upto 20 YrsRepayment Tenure
Stage-wiseLoan Disbursement

Construction Loan Features

  • Loan on self-owned residential plot
  • Stage-wise disbursement as construction progresses
  • Only interest paid during construction
  • Upto 85% of construction cost funded
  • Approved map & estimate required
  • EMI starts after full disbursement
  • Top-up option for additional construction
  • Balance transfer from other banks

Renovation Loan

  • Home extension / additional floor construction
  • Kitchen & bathroom renovation
  • Flooring, tiling & painting work
  • Electrical & plumbing upgrades
  • Solar panel installation loan
  • Loan upto ₹50L for renovation
  • Minimal documentation required
  • Quick disbursement within 5–7 days

Construction Loan Process

1
Plot & Plan Verify

Plot ownership verified + approved map submitted

2
Loan Sanction

Eligibility check, bank approval & sanction letter

3
Stage Disbursement

Bank releases amount at each construction stage

4
EMI Starts

Full disbursement done — regular EMI begins

Ghar banana hai? Construction loan + contractor connect + map approval — sab ek jagah.

Apply Now
Rental & Lease Services

Rental & Lease Services

Residential & commercial rental listings, rent agreement drafting, tenant verification & lease management

Rental Services

  • Residential property rental listing
  • Commercial space rental coordination
  • Tenant screening & verification
  • Background & CIBIL check of tenant
  • Rent agreement drafting (11-month)
  • Notarized rent agreement preparation
  • Leave & License agreement
  • Security deposit documentation

Lease Services

  • Long-term lease deed drafting & registration
  • Commercial lease agreement (3–9 years)
  • Lease renewal & rent escalation clauses
  • Security deposit & lock-in period clauses
  • Lease exit & handover documentation
  • Subletting agreement drafting
  • Registered lease for bank loan purpose
  • Dispute resolution support

Property rent pe deni ya leni hai? Verified tenants + legal rent agreement — complete service.

List Property

Areas We Serve

Property services across Patna and key locations in Bihar — local experts with ground knowledge

Patna City
Boring Road
Kankarbagh
Rajendra Nagar
Bailey Road
Danapur
Phulwari Sharif
Patna Sahib
Khagaul
Hajipur
Muzaffarpur
Gaya

Why Choose Pal Finserv?

End-to-end property services — from search to registration, under one expert roof in Patna

100% Legal Properties

All properties thoroughly title-verified — no dispute, no encumbrance before we proceed

Best Market Rate

Expert negotiation + market analysis ensures you always get the best deal possible

3000+ Happy Clients

Thousands of successful property deals across Patna — trusted by families & businesses

One-Stop Service

Property + Loan + Legal + Registration — no need to go multiple places

Home Loan Tie-Ups

20+ banks & NBFCs partnership — fastest home loan sanction at best rates

Fast Closure

Average deal closure in 15 days — from property search to registry done

Doorstep Service

Property visits, document collection & consultation — all at your convenience

Local Expertise

Deep knowledge of Patna & Bihar property market, rates & legal requirements

Ready to Find Your Dream Property?

Buy, Sell, Rent, Register — complete property services in Patna. Free consultation today.